Research recently collected by RealtyTrac Year-End 2009 Foreclosure Market Report indicates that 3,957,643 foreclosure filings were reported on 2,824,674 United States properties in 2009. Included in this research was scheduled foreclosure auctions, default notices and bank repossessions.

Three steps to freedom form debt:

In the last two articles of these series where I talked about debit identity theft and how to put an end to it. This is the last story of the series.

Your credit history. It could be your best friend, or your worst enemy. Most of the time it’s like a nosy mother in law coming to visit. You know that she’s coming, and that’s always bad news, but you are too afraid to ask or even consider how long she will be staying. Even though that was the worst analogy ever, read on to see how long negative marks stay on your credit history!

Last article I discussed the amount of time that negative marks will appear on your credit score. Those ones weren’t so bad. Late Credit Card payments are way more dismal.