Are you a beginner when it comes to the stock market? No problem! This series of articles on mutual funds will make it easy for you to understand what a mutual fund is, what it is all about and whether it is worth your while to invest in one. My first three articles are called “Mutual Funds For Beginners” and they lay down the basics.

The most current study of the American economy attests that incomes are decreasing for those just starting out. The Collections Industry has reason to believe that this paradigm shift will be permanent.

In the midst of a recession, consumers appear to be racking up more and more debt and spending money outside of their means. There are numerous reasons why credit cards could hurt you financially, but a debit card could be what is putting you over the limit.

Last article I discussed the amount of time that negative marks will appear on your credit score. Those ones weren’t so bad. Late Credit Card payments are way more dismal.

Credit card issuer Capital One Bank and four other companies were taken to court by West Virginia Attorney General Darrell McGraw for underhanded and unfair practices and unethical business conduct. The complaint was filed this week in West Virginia’s Circuit Court and it alleges that Capital One hooked consumers into repayment plans by mailing out solicitations disguised as new credit offers.